10 / 24
2014 Plan Year Federal Poverty Level Guidelines
100%
$11,670
$15,730
$19,790
$23,850
$4,060
$29,175
$39,325
$49,475
$59,625
$10,150
$46,680
$62,920
$79,160
$95,400
$16,240
250% 400%
1
2
3
4
Each Additional
Person Adds
Size of Household
Coverage
Information
May Qualify
for Cost-Sharing
Reductions
May Qualify for
Advance Premium
Tax Credits
Percentage of Federal Poverty Level
10
|
2015 Individual & Family Plans
Holding Down
Insurance Costs
Having health insurance means peace of mind, knowing you are covered. Depending on your income and personal
situation, you may be eligible for a variety of discounts and subsidies, too. Going with Dean Health Plan is the smart
choice, especially when you consider the variety of cost-saving possibilities.
Health Insurance Affordability Programs
If you purchase health insurance through the Health Insurance Marketplace, you may be eligible for programs that would
make your health insurance more affordable. Only the Marketplace can determine if you are eligible for, and how much you
can receive under, either of the following programs.
Advance payments of the premium tax credit are available to individuals with household income of at least 100 percent but
not more than 400 percent of the Federal Poverty Level (FPL). Advance payments of the premium tax credit reduce the
amount you have to pay in monthly premiums.
Cost-sharing reductions are available to individuals who have a household income of at least 100 percent but not more than
250 percent of the FPL and are enrolled in a silver tier plan. Cost-sharing reductions reduce the amount you have to pay
towards your deductible, coinsurance and copays.
It’s important to check if you qualify for one or more of these programs based on your income level. The following table shows
the FPL guidelines, but an agent or Dean Health Plan representative can help you if you’re not sure.